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Xcoins – Buy Bitcoin Instantly Online Using Credit Card & Paypal?

Buying Bitcoin usually involves signing up for one of many exchanges and a long waiting time until you actually receive your Bitcoin. Most exchanges won’t take credit cards or other payment systems–xCoins is providing a complex peer-to-peer lending platform as a solution to these issues. The marketplace is, therefore, offering an alternative to traditional cryptocurrency platforms and enables users to receive Bitcoin faster.

What Is Xcoins?

xCoins is a company founded and based in Santa Monica, USA and facilitates an extremely fast Bitcoin transfer through a secure lending system. Instead of buying your Bitcoin directly with fiat currency, a borrower (the buyer) will receive Bitcoin as a loan from a lender. xCoins functions as the platform in the middle of borrower and lender.

With the xCoins platform, you will have the opportunity to receive your Bitcoin using Credit Card Payment, Paypal or with your bank account. The buyer will receive Bitcoin much faster in comparison with traditional exchanges. xCoins is currently the only Bitcoin platforms that allow credit cards and PayPal, which has made it an extremely popular solution for crypto traders.

In addition to the lending system, xCoins offers affiliate opportunities. Their referral program allows instant payouts and gives affiliates 50% of the transactions fees charged by the platform. A unique feature of the xCoins platform is that commissions are paid for each transaction performed by a referred user for life.

How Xcoins Works

XCoins works as a secure lending service, so there will always be two peers – a borrower (you as the buyer) and a lender. When you come to the platform and want to “loan” Bitcoin you will have to verify your ID, which is a quick process at xCoins. You will be requested to deposit the equivalent amount of USD that you want in Bitcoin plus credit card or PayPal fees plus a fixed amount that acts as the interest rate on the loan.

In fact, there is no interest on the loan since the amount is a one-time payment. These fees add up to more than 20%.

You can also lend Bitcoins on xCoins. After deciding on how much you are willing to loan, you simply deposit the amount into your xCoins account. The system will match you with a buyer and you will receive money directly into your PayPal account

Let’s sum up how it works if you want to buy Bitcoin on xCoins:

  1. Lenders have already added Bitcoin to the platform, they are ready for you to buy
  2. Sign up on the platform, get your ID verified
  3. Deposit an amount that matches how much Bitcoin you like to receive in USD
  4. Don’t forget to add up to 20% fees to that amount
  5. Receive your Bitcoin almost instantly from a lender

Xcoins Benefits

The speed in which you can easily sign up and receive your Bitcoin with xCoins is a huge selling point for the platform. Another bonus to the lender-loaner system is the option of returning your Bitcoin, in case you don’t need them anymore. This might happen if you find a better exchange rate. Just return your Bitcoin to the lender and you will also receive your deposit amount back.

We found that xCoins affiliate program as well is something to keep an eye on. The company offers fast payouts for borrower or lender referrals and advertise lifetime payouts for ongoing referrals.

Xcoins Summary

After reviewing xCoins services closely there a definitely advantages to the platform. As a buyer, the speed in which you can sign-up and receive your Bitcoin is a big plus as well as to have the opportunity to use a classic payment system like Paypal or credit cards and the possibility to return your Bitcoin. If you are willing to pay the xCoins fee, this can be a good and easy way to buy Bitcoin.

If you are a seller (or lender) on the site, the returns of your investment can be high, but as always we recommend to do your research and keep a close look on the service.

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